Hi Chris,
Plenty of clubs down this way where you can fly IC models, I was a member of a model flying club for 25 years, then electric flight became available so there was no need to drive 20 miles to the club to make a noise. Around this time I was dinghy sailing at the coast and could keep my hand in flying electric at a field 5 minutes walk from home, still a member of the BMFA for insurance.
I've been RC flying for 50 years and I'm still flying the same model Acrowot for the last 10 years, so no crashing is not the reason for the cost, more servo's, extension leads, covering, wheels retracts, covering material it goes on and on ………….
We also have some pretty good beaches down here in Kent were my grandchildren live which are great for flying.
Where does your neighbour fly ??
Regards Ray