I find that keeping a beady eye on the boat is the best way of missing the bank.
One Sunday, I had out the "Glorious" which has a wickedly sharp bulb at the front, and at a moment when I was distracted, rammed,. at full speed, into a soggy part sunken log that the ducks sit on. It buried about one inch of bow underwater into the log… and took about 10 mins of tharshing propellors and assistance from other boats to wag the ship before it came free.
Such are the joys of boating.
Ashley (at least it was not the Titanic!)