Blimey!…there's a lot of questions for us.
First of all I would read the 'Book of Instructions' for the DX5i. and very useful it is as well.
Secondly, 4 x Duracell pen cells in a four way battery box equals 6 volts, not 4.8 volts. Rechargeables are 1.2v each and pencells 1.5 volt. I only say this because your transmitter takes 4 x AA pen cells, in other words 6 volts, not 4.8v. (It needs 6volts to operate at range properly, do not replace with rechargeables!)
In a basic Yacht layout you normally need one servo for the rudder and another, more powerful one to swing a long arm which is connected to control the sails. Alternatively, one servo for the rudder and another which rotates a drum (Sail winch servo) These can have different numbers of turns but basically pull on a string (or sheet) and allow the boom, usually, of the yacht to move in and out each side of centre. Once again look at some instructions.
Because yachts don't usually have speed controllers, they need to carry a separate battery and therefore a switch harness as well. These can be either 4.8 volts or 6 volt (Pencells) which usually work OK.
You say your servos wires have a tab that stops them going into the receiver. Spektrum gear is 'Generic' and is designed to take servo leads without that tab. Futaba plugs have the tab you are talking about and this can be shaved off flush with care. Now your polarity indicator is gone, remember that the Yellow wire in JR, Hitec and other generic leads as well as the white wire in Futaba leads are the 'Signal leads' Theses should be on the side of the rx where the label is telling you the various functions. Futaba plugs will 'just fit' but can be a bit tight. They should work perfectly well though.
Binding:- This is linking the transmitter to the receiver so that only your TX will only operate your RX.and no-one elses. On the DX5i on the top, back, left hand side is a long switch sticking up, It doesn't usually have a label. This is the binding switch. To bind the Spekrum:- first you connect up your receiver to the servos, the switch harness and the battery box. NOTE:- this gear also comes with a plug for the receiver which is just a loop of black wire and the plug this (Bridge) is plugged into the RX Bind socket at one end of the plug socket strip. It says BIND on it.
With your transmitter OFF. you switch on the radio for the model. The radio receiver in the boat will flash a few times and then stop and show a continuous led. HOLD ON the switch on the transmitter and turn the TX power on. There will be some twitching until everything finds its place, then it will all stop, release the switch, and the servos will move when you move the sticks. Unplug the little black plug with the loop and you should be done.
Lastly, 2.4Gh. is the best thing in radio control since sliced bread and most certainly will work very well in your yacht. Unless it sinks of course then you'll wish you had installed 40 Meg.!!(Joke) As there are no powerful motors nearby it is safe to put all this hardware anywhere it fits best, don't worry about it, but it is a good idea to make sure the aerial leads are laid out at 90 degrees to each other as high up in the hull as possible.
I think that is enough from me, maybe if we knew which yacht you had other members could come in with more info for you. I'm a powerboat man myself!
Good Luck and happy sailing.
RON REES.