Scale boats are an oddity in modelling.
Considering model rail, if your loco is too heavy, you say "hooray" because it will pull more without slipping. If you build a plane too light, it flies more easily, if a bit heavy, more power usually sorts things.
Scale boats have to be the correct scale weight. If too heavy, they don't float. If too light, they tend to sit too high in the water and become unstable, fall over and sink.
The weight also needs to be in the right place, not only fore-and-aft and side-to-side, but the height is also critical. Too high and you get instability. I have yet to notice any model boat with the CoG too low. The main item governing canter of gravity is usually the battery. In a tug, probably an SLA. These can be mounted laid on one side, which lowers the CoG as opposed to one mounted stood up. If a lighter type of battery is used, ballast will be needed, preferably as low in the hull as possible.
A few years back a newcomer to the hobby tried a Puffer, which was vastly under ballasted. Despite being repeatedly advised not to use it in the wind conditions that day, he persisted. Predictably, when the wind hit it, it headed away, lost all control and eventually foundered. We never managed to recover it.