Cats get their performance from being light, their stability from being very wide. When going as fast as possible, one of the hulls is usually just out of the water.
On the real thing, this is finely judging the edge of disaster. When it does happen, the on board crew have a brief chance to take action to prevent it. If they don't manage that, they are on hand to right it.
Model cats are not self righting and a descripive quote I heard was "It was going very fast before it fell over". A fin and a fine ballast bulb will probably help stability, but at the cost of performance. There is probably a reason why model cats are not a common sight, my guess is the strong likelyhood of the need for a rescue mission.