I would say Tim that you should at least consider the ballast in any model. My own process is to put the bare hull in the bath and add weights until it is down to the designed waterline. Remove the weights and accurately weigh them.
You then need to weigh all the components you intend putting in the model such as the structure and fittings, motor, shaft, rudder, RC gear, battery etc..etc.. Hopefully the weight of all this is less than the weight required you get the hull to its waterline. Assuming it is less the amount of difference is the additional ballast that you might need to add. If it is very close you might decide not to bother, if there is a big difference you might decide to add a percentage of the difference as permanent ballast and use the remaining to adjust trim and handling.
The big problem is when all the model components weigh more than the weight required to push the hull down to the waterline. Then it could either sit too low, be unstable or even sink! It does pay to do some trials in the bath.