Hi David, I've read this thread with interest and kept quiet, as I couldn't offer any better advice than has been offered. If you are perceiving a bit of frustration, it's because it might seem that you are misunderstanding offers of help.
I'll try and clarify, in 2 parts.
1. A model with 4 motors isn't 4 times faster than the same model with 1 motor, my best estimate is that it will be around 30% faster. However, it will draw four times the power ( amps) from the batteries through the speed controller (s)
2 you can't escape from the amount of power needed to make this model go in a satisfactory manner, and that means having the right propellers, which then dictate the power drawn for whatever voltage you use. The advice offered you from other modelers is often given as a result of mistakes we made years ago and intended to save you money, frustration and damaged equipment. With that in mind you will understand if the need to steer you a better way is emphasised.
Lastly, my 2 pennyworth, the agm batteries, sealed lead acid I think? Absolutely the last type of battery I would use or recommend for your boat. They are not suitable for prolonged heavy current, the voltage will fall rapidly. 12 ah rating is only true with a mild load, if you try to take say 25 amps from them, they will fail very quickly. This isn't just an opinion, it's a long established bit of advice that might well have appeared on this forum 50 to 100 times.
Sorry if you don't like what I've said, it's meant to help not to upset you.
Chas